Insurance/Rates

Life Chats Therapy accepts the following insurances:

     

I

  • Aetna

  • Ambetter

  • Baylor, Scott and White- Coming Soon!

  • Blue Cross Blue Shield

  • Cigna

  • GEHA

  • Humana Medicare

  • Medicare Part B

  • Optum

  • Oscar

  • United Behavioral Health

  • UHC Student Resources

Private Pay Rate:

$175 for initial intake session, $130 / 50-minute, follow up individual session. Accepted Payments: All major credit cards, HSA cards, and FSA cards. Payment is due at the end of each session.

Out of Network Billing:

If Life Chats does not accept your insurance, please verify whether you are eligible for out of network benefits through your carrier. If you receive Out of Network (OON) benefits from your insurance coverage, we can offer a receipt with appropriate details for you to request reimbursement from your insurance carrier.

Good Faith Estimate Notice

You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost. Under the law, health care providers need to give patients who do not have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services. You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.